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6 Best crypto debit cards 

Cryptos are becoming more widely accepted, and one way this is growing and developing is through crypto debit cards. Every main player in the cryptocurrency world now provides crypto debit and credit cards.

These debit cards let you use virtual currency in places that don't generally accept it. They have perks that traditional debit cards lack. This post discusses the best crypto debit cards for 2022.

6 Best crypto debit cards

Crypto.com Visa Card - DCA Profit

Crypto.com Visa Card

Best for rewards

Supported cryptos 

80+ Cryptos

Countries Supported

U.S., EU, Canada, Australia, Brazil, and more.

Crypto Rewards 

Get up to 8% cashback


No annual fees, Debit card top-ups are free, 2% ATM withdrawal fee

Minimum deposit

No minimum/maximum deposit

Coinbase Card - DCA Profit

Coinbase Card

Best overall

Supported cryptos 

40+ Cryptos

Countries Supported

All residents of US( Expect Hawaii)

Crypto Rewards 

Get 4% back on XLM and GRT purchases, 1% back in BTC, ETH, DOGE & DAI.


No annual fee, ATM withdrawals costs 2.49 percent.

Minimum deposit

Recommended 50$

Wirex Visa card - DCA Profit

Wirex Visa card

Best international card

Supported cryptos 

35+ currencies

Countries Supported

Throughout Europe and the Asia Pacific. (anywhere visa is accepted)

Crypto Rewards 

Cashback of 8%


1% account-funding fee, Free ATM withdrawals up to 400 SGD per month, no exchange fees.

Minimum deposit

No minimum/maximum deposit

Binance Visa Debit Card review - DCA Profit

Binance Visa Debit Card

Best for cashback

Supported cryptos 

Up to 12 including BNB, BTC, SXP, BUSD

Countries Supported

Binance users in Austria, Belgium, and other European countries can access it.

Crypto Rewards 

Cashback of 8%


Free sign up, Online/Offline Purchase Fees of up to.9%, Topping Up Fee of 1% of transaction value, and POS Foreign Transaction Fee of up to.9%

Minimum deposit

No minimum/maximum deposit

Uphold Debit card - DCA Profit


Best ease of use

Supported cryptos 

80+ cryptos

Countries Supported

150+ countries

Crypto Rewards 

The card offers 1% cash back on national currency purchases and 2% rewards.


0% deposit, withdrawal, commission, spread charges vary

Minimum deposit


BitPay debit card - DCA Profit


Best for Bitcoin holders

Supported cryptos 

13 cryptos 

Countries Supported

U.S and other 100+ countries 

Crypto Rewards 



There are no initial or annual fees, and ATM card withdrawals cost $2.50.

Minimum deposit


Crypto Debit Cards Explained

Crypto debit card is similar to traditional debit card. You may want to spend some of your Bitcoin, Ethereum, Dogecoin, or other crypto holdings. Crypto debit cards help consumers use crypto with merchants who don't accept it. These cards allow you to use your cryptocurrency like regular cash, making them a convenient way to shop, pay the bills, or withdraw cash from an ATM.

Crypto debit cards are a fantastic way to spend your digital currency. Even if merchants and ATMs don't accept coins, you can use crypto debit cards to conduct online or offline transactions and withdraw cash. Cardholders load a predetermined amount of cryptocurrency onto their debit card, which is converted at purchase.

Despite their newness in the cryptocurrency market, there is already a wide range of crypto debit cards to consider. Many cards also offer rewards and perks, such as cash back, discounts. The benefits, fees, and other features of these cards vary, so you need to be careful while choosing.

Curious About What a Bitcoin Debit Card Is?

Most bitcoin debit cards are similar to prepaid cards. You can use them in person or online, just like any other credit card. Bitcoin debit cards can be deposited with cryptocurrency for virtual and in-store purchases at non-crypto merchants. 

The merchant receives local currency when you enter or swipe your card to pay. Bitcoin debit cards can be used to withdraw money from ATMs.

As registered businesses offer all Bitcoin debit cards, you must provide your ID. It's not a credit check but an anti-money theft necessity. Every Bitcoin debit card provider can only sell cards in authorized areas.

How Do Crypto Debit Cards Work?

Crypto debit cards enable card users to utilize crypto as a currency, even though it's not practically one. Crypto debit cards are the prepaid cards that you may finance with a cryptocurrency wallet.

Your crypto debit card is linked to a wallet and not to a bank account. Depending on the card, this wallet may be linked to your crypto exchange assets or personal crypto wallets.

These debit cards convert crypto assets into legal currency at the point of sale or ATM withdrawal. When you use a crypto debit card, the merchant receives fiat currency, like the U.S. dollar.

If you finance your card with crypto assets, how those funds become dollars relies on the card. You may be able to keep your crypto until you make a purchase, or you may need to convert it. Debit card type affects which cryptocurrencies you can use to fund your card. The card either converts your cryptos into cash when you use it or requires you to pre-load it with a specific cryptocurrency.

Advantages & Disadvantages crypto debit cards


Non-credit check
Use your Crypto for Routine Purchases
Spend crypto in locations that don't offer it
Easy integration of crypto and fiat currency
Debit cards accept many currencies.
Enjoy perks and cashback on purchases.
Highly secured features for your crypto card


Fees vary by card.
A Debit Card isn't a Cryptocredit Card.
Using a Crypto Credit Card can require to pay taxes.
High volatility makes coin less reliable than fiat.
Not all Crypto debit cards are accepted everywhere

How to Choose the Best Crypto Debit Card?

A crypto card is more advanced than a traditional debit card, so here are a couple of good things to think about before applying:

Ease of Use & Availability or accessibility

There are some crypto debit cards that can only be used in particular nations, like those of Europe or the United States. Consider getting the best crypto debit that works well in your region.

It's not like all crypto debit cards are compatible with other cryptocurrencies. Consider looking at the various types of cryptocurrency available, whether you are a beginner or an expert. Pick a good card that serves with the kinds of cryptos you want or have.

Fees & Rewards Offered

Most Crypto debit cards have fees involved in them, though not all. Monthly payments, foreign transaction fees, and ATM withdrawal fees are some kinds. You should choose a card with the lowest possible costs.

A few cryptocurrency debit cards provide benefits such as crypto cashback. These advantages can greatly boost your earning capacity, so simply look for credit cards that offer lavish cashback. 

The best crypto debit is the one that allows you to earn crypto rewards and cashback rewards at a lower cost.

6 Best Crypto Debit Cards

There are multiple crypto debit cards available on the market, so it can be hard to decide which one is right for you. Let's have a look at our top picks below for the best crypto debit cards.

1.   Crypto.com Visa Card 

As one of the most popular debit cards on this list, Crypto.com VISA offers many benefits. A Crypto.com card supports a wide variety of cryptocurrencies. The card can also be loaded with fiat. It accepts 20 fiat currencies. That is why it adds to our best crypto debit card list.

The Crypto.com card's rewards system is its biggest perk. Free options don't offer as much cash back or product rebates. The Crypto.com debit card has multiple tiers so that you can choose the best one for you. Higher-tier debit card offer airport lounge access. However, for the best rewards, stake Crypto.com's CRO token.

You'll earn interest on your deposited cryptocurrencies, and get access to a suite of exclusive benefits and perks. So whether you're looking to use your cryptocurrencies for everyday spending or special occasions, the Crypto.com Visa Card is the ideal way to do it.

Key Attributes

5 card designs, variable CRO staking rewards, maximum withdrawals. Each card tier has $0-$400,000 in wagering requirements.
Netflix, Lounge, Expedia, Prime, etc. accept crypto cards.
No issuance or monthly fees.
Earn 1% to 8% cash back for spending and staking CRO with the card.
Card-dependent free ATM withdrawals up to $1,000.
The app is available.
Streaming cashback deals.
Crypto.com Visa Card logo- DCA Profit
Supports 90+ cryptos.
Free issuance and no fees.
Streaming rebates.
Easy way to convert crypto to spendable currency.
Reward spending.
Credit check not needed.
Get purchases redeemed.
Monthly free ATM withdrawals up to limits.
Need CRO tokens from Crypto.com.
Cards with more perks cost more.
Exclusions of MCCs from CRO rewards.
A low monthly ATM limit.

2.   Coinbase Card

Coinbase Card is one of the most well-know crypto debit cards available and a new way to spend your crypto funds. It is a Visa debit card that can be used in any country within the European Economic Area (EEA). Allows you to spend your Bitcoin, Ethereum, Litecoin, and other cryptocurrencies anywhere Visa is accepted.

It's easy to use and it's a great way to get the most out of your coins. You can just use your bitcoins to pay for anything. There are no monthly fees, it allows you to spend your digital currency like regular cash. 

You can use the card for online shopping, pay your bills, or withdraw cash from an ATM. Many cards also offer rewards and perks, such as cash back, discounts.

Key Attributes

It has many features and uses that make it a great choice for spending your crypto funds.
Allows you to link your Coinbase account to the card, and then you can start spending your cryptocurrency anywhere that accepts Visa.
For help using Coinbase Card, the support team will assist you.
You can reach us 24/7 via the website or by email.
Features a mobile app for keeping track of your account balance and spending.
Support 40+ Cryptos, including Bitcoin, Ethereum, Stellar Lumens, Bitcoin Cash, Ripple, Litecoin, Dogecoin & more.
Coinbase logo - DCA Profit
Easy to use
Low fees and No annual fee, 0 Foreign Transaction Fees
Very safe and secure way
No credit check required
Get up to 4% back in crypto.
Pick a crypto to spend easily
Multiple crypto assets rewards
You must have a Coinbase account to use the Coinbase Card
2.49 percent fee to convert crypto to dollars (unless you are using USDC as a payment plan)
The card is currently only available in the US, UK, and EU

3.   Wirex Visa card

The Wirex Visa Card allows users to operate both fiat and crypto accounts, as well as exchange crypto to fiat with no intermediaries. Users can earn cashback rewards when they spend or buy anything with the card.

Users can make payments using the Wirex platform's Wirex App and payment card, which accept both digital and traditional currencies. With Wirex, you can get the best of both worlds - the convenience of a Visa card and the security of a cryptocurrency wallet.

You can save up to 3% on overseas transactions by converting crypto to local currency immediately at merchant stores and ATMs.

Key Attributes

Easy registration and verification process.
Allows depositing, withdrawing, exchanging, and spending cryptocurrencies and fiat money.
Apps for Android and iOS.
Deposit options include Visa and Mastercard.
Users can spend fiat and crypto with Wirex Card.
No fees for fiat-fiat, fiat-crypto, crypto-crypto, or crypto-fiat.
Over 40 cryptocurrencies and 150 national currencies are currently supported.
Easy to use the platform and helpful customer service.
Protections for users and their assets.
Wirex Visa card logo - DCA Profit
Cashback, referral bonuses.
Get 8% cashback on in-store purchases.
Linked debit/credit cards allow instant top-ups.
Multi signature cold storage crypto addresses.
FDIC insures prepaid cash.
Zero commissions and ATM fees (up to $250) + No monthly fees.
150+ traditional fiat currencies supported
Must have Wirex WXT tokens for rewards.
Card varies by country.
Convert X-Points to get crypto.

4.   Binance Visa Debit Card

Binance launched the card in 2020, which has already cemented its place in the cryptocurrency market. Because this is a Visa credit card, it can be used by over 60 merchants in over 200 countries worldwide.

The Binance Visa Debit Card is an innovative way to spend cryptocurrency. The card is linked to your Binance account and allows you to convert your cryptocurrency into fiat currency instantly.

It is valid for online purchases, in-store purchases, and ATM withdrawals. The Binance Debit Card is in beta and will be available to all users shortly.

Key Attributes

Visa debit card with 8% cashback
Some ATMs charge a fee.
Visa Card has no issuance or monthly fees and up to 0.9% for transactions and ATM withdrawals.
Supports 12 cryptos, including Bitcoin and Ethereum.
Stores cryptocurrency in your wallet and converts it when needed.
Can be used for in-store and online purchases anywhere Visa is offered.
Cardholders must have 600 BNB to receive their cashback reward.
Binance Visa Debit Card logo - DCA Profit
Spend your cryptocurrency without first converting it to fiat money
Use anywhere that accepts Visa crypto debit card
Earn rewards in the form of Binance Coin (BNB) for every purchase you make
Get up to 8% cashback on all eligible purchases
Withdraw cash from ATMs worldwide with a limit of $1000 per day
No monthly or annual fees
Not available in all countries
Some countries limit how much you can spend per day/month/year.
May require you to undergo a KYC process to use.

5.   Uphold Card

Crypto debit card are a prominent way to access your money without having to carry around cash or write checks. Uphold's desktop, and mobile trading platform offers "Anything-to-Anything" trading. 

With Uphold, you can trade assets directly using a bank account, the cryptocurrency network, debit/credit card, and 0% trading commissions. You can use it for shopping and withdrawing cash. Plus, there are no fees for using your card – just pay as you go. 

To get started, order your Uphold Debit Card online or through the mobile app. Then, activate your card and start using it right away. It's that easy! That is why we add it to the list of best crypto debit cards.

Key Attributes

Low fee is charged.
Uphold allows you to trade fiat and cryptocurrency, precious metals, and US stocks.
A simple platform that gives novice and seasoned investors access to multiple asset classes.
In addition to cryptos and fiat, investors can buy and sell US stocks and gold.
Crypto, credit/debit card, and bank transfer deposits supported.
With 2 million users, they're global.
Users can send assets across the Uphold network with remittance.
Uphold Debit Card review - DCA Profit
There are no deposit, withdrawal, or trading fees.
Educational material
Trade cryptos for other assets
Free uphold transfers.
All-inclusive pricing avoids hidden fees and spreads.
No minimums: all assets can be bought fractionally.
0 account, custody, ticket, or dormancy fees.
"Anything-to-anything" trading converts asset classes in one step.
Beginner friendly on website and mobile app.
No advanced trading features.

6.   BitPay

The BitPay Card is an excellent entry point into the crypto debit card lifestyle. Although this card lacks a reward system, it excels in most other aspects of these crypto cards.

When you make a transaction, the BitPay Debit Card connects to your BitPay non-custodial wallet or Coinbase to transfer funds. It supports Bitcoin, Ethereum, Dogecoin, and ten other crypto assets, making it a versatile option for spending your cryptocurrency at your own pace.

The BitPay Card is accepted in stores, online, and at millions of ATMs worldwide—anywhere Mastercard is accepted. You can also use the BitPay app to add funds, freeze your card, track transactions, and manage other digital wallet.

Key Attributes

Use anywhere Mastercard is accepted (plus ATMs).
Top coins are supported, with new coins being added regularly.
Daily spending limit of $10,000.
The total cash balance limit is $25,000.
Load from your BitPay Wallet or Coinbase account.
Apple Pay and Google Pay integration
BitPay app allows you to track purchases and control your card.
BitPay logo - DCA Profit
13 cryptocurrencies are supported.
Accessible in all 50 states.
Within the United States, there are no conversion fees.
It's simple to reload from a variety of popular wallets.
Security features that are strong.
App as a companion.
There are no reward features.
It is not possible to ship a card to a P.O. Box.


Are crypto debit cards worth it?

Yes! They are completely worth giving a shot. They are extremely useful because debit cards automatically convert crypto to dollars or other fiat currencies so that you can use them at the time of making purchases.

Most debit cards include enhanced security features such as two-factor verification, bio-metric scanning, and phone codes, making them secure. Cardholders can also pretty quickly freeze or remove their card, normally using an app.

Which crypto debit card is Best?

Coinbase with all things considered, is the best option for a debit card. It is used everywhere Visa is accepted and has a high-security mechanism. The best debit card that offers the most adaptability and functionality among those that are presently accessible.

It covers as many as nine cryptos and can convert your desired cryptocurrency into your Coinbase wallet instantly. However, you can consider using other crypto debit cards as well, such as Bitpay, which is best for bitcoin holders, or easy to use Uphold card.

Is Coinbase debit card worth it?

Yes, if you want to get crypto rewards on daily purchases, you also use a Coinbase account, and you prefer a debit card to a credit card.

Coinbase has no annual fee or foreign transaction fees. It charges 2.49 percent to convert crypto to dollars if you pay with crypto.

You can earn 1 percentage to 4 percent of the total back in your asset of selection with no fees (if you pay with USDC), making it an awesome choice for Coinbase users wanting to earn more digital assets.


Crypto debit cards operate in a variety of ways and depending on the type of card you require. One of these top 6 choices we picked for the best crypto debit cards may be suitable for you. However, with hundreds of brands offering crypto debit cards, it's critical that you do your homework, including understanding the regulations of each platform.

So, if you want to earn crypto rewards on every transaction, we suggest Crypto.com, which offers up to an 8% cashback reward on payments. You can also try Coinbase, which presents 4%, but there are application and maintenance fees. 

Apply for an account today, or learn more about other crypto debit cards. If you're searching for a crypto credit card and aren't sure which one to get, check out our post on the best crypto credit cards. The link is given below.