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Cryptos are becoming more widely accepted, and one way this is growing and developing is through crypto debit cards. Every main player in the cryptocurrency world now provides crypto debit and credit cards.

These debit cards let you use virtual currency in places that don't generally accept it. They have perks that traditional debit cards lack. This post discusses the best crypto debit cards for 2022.

Best for rewards

Supported cryptos 

80+ Cryptos

Countries Supported

U.S., EU, Canada, Australia, Brazil, and more.

Crypto Rewards 

Get up to 8% cashback

Fees 

No annual fees, Debit card top-ups are free, 2% ATM withdrawal fee

Minimum deposit

No minimum/maximum deposit

Best overall

Supported cryptos 

40+ Cryptos

Countries Supported

All residents of US( Expect Hawaii)

Crypto Rewards 

Get 4% back on XLM and GRT purchases, 1% back in BTC, ETH, DOGE & DAI.

Fees 

No annual fee, ATM withdrawals costs 2.49 percent.

Minimum deposit

Recommended 50$

Best international card

Supported cryptos 

35+ currencies

Countries Supported

Throughout Europe and the Asia Pacific. (anywhere visa is accepted)

Crypto Rewards 

Cashback of 8%

Fees 

1% account-funding fee, Free ATM withdrawals up to 400 SGD per month, no exchange fees.

Minimum deposit

No minimum/maximum deposit

Best for cashback

Supported cryptos 

Up to 12 including BNB, BTC, SXP, BUSD

Countries Supported

Binance users in Austria, Belgium, and other European countries can access it.

Crypto Rewards 

Cashback of 8%

Fees 

Free sign up, Online/Offline Purchase Fees of up to.9%, Topping Up Fee of 1% of transaction value, and POS Foreign Transaction Fee of up to.9%

Minimum deposit

No minimum/maximum deposit

Best ease of use

Supported cryptos 

80+ cryptos

Countries Supported

150+ countries

Crypto Rewards 

The card offers 1% cash back on national currency purchases and 2% rewards.

Fees 

0% deposit, withdrawal, commission, spread charges vary

Minimum deposit

$50/50€

Best for Bitcoin holders

Supported cryptos 

13 cryptos 

Countries Supported

U.S and other 100+ countries 

Crypto Rewards 

None 

Fees 

There are no initial or annual fees, and ATM card withdrawals cost $2.50.

Minimum deposit

20$

Crypto debit card is similar to traditional debit card. You may want to spend some of your Bitcoin, Ethereum, Dogecoin, or other crypto holdings. Crypto debit cards help consumers use crypto with merchants who don't accept it. These cards allow you to use your cryptocurrency like regular cash, making them a convenient way to shop, pay the bills, or withdraw cash from an ATM.

Crypto debit cards are a fantastic way to spend your digital currency. Even if merchants and ATMs don't accept coins, you can use crypto debit cards to conduct online or offline transactions and withdraw cash. Cardholders load a predetermined amount of cryptocurrency onto their debit card, which is converted at purchase.

Despite their newness in the cryptocurrency market, there is already a wide range of crypto debit cards to consider. Many cards also offer rewards and perks, such as cash back, discounts. The benefits, fees, and other features of these cards vary, so you need to be careful while choosing.

Most bitcoin debit cards are similar to prepaid cards. You can use them in person or online, just like any other credit card. Bitcoin debit cards can be deposited with cryptocurrency for virtual and in-store purchases at non-crypto merchants. 

The merchant receives local currency when you enter or swipe your card to pay. Bitcoin debit cards can be used to withdraw money from ATMs.

As registered businesses offer all Bitcoin debit cards, you must provide your ID. It's not a credit check but an anti-money theft necessity. Every Bitcoin debit card provider can only sell cards in authorized areas.

Crypto debit cards enable card users to utilize crypto as a currency, even though it's not practically one. Crypto debit cards are the prepaid cards that you may finance with a cryptocurrency wallet.

Your crypto debit card is linked to a wallet and not to a bank account. Depending on the card, this wallet may be linked to your crypto exchange assets or personal crypto wallets.

These debit cards convert crypto assets into legal currency at the point of sale or ATM withdrawal. When you use a crypto debit card, the merchant receives fiat currency, like the U.S. dollar.

If you finance your card with crypto assets, how those funds become dollars relies on the card. You may be able to keep your crypto until you make a purchase, or you may need to convert it. Debit card type affects which cryptocurrencies you can use to fund your card. The card either converts your cryptos into cash when you use it or requires you to pre-load it with a specific cryptocurrency.

Advanatges

Disadvantages

A crypto card is more advanced than a traditional debit card, so here are a couple of good things to think about before applying:

There are some crypto debit cards that can only be used in particular nations, like those of Europe or the United States. Consider getting the best crypto debit that works well in your region.

It's not like all crypto debit cards are compatible with other cryptocurrencies. Consider looking at the various types of cryptocurrency available, whether you are a beginner or an expert. Pick a good card that serves with the kinds of cryptos you want or have.

Most Crypto debit cards have fees involved in them, though not all. Monthly payments, foreign transaction fees, and ATM withdrawal fees are some kinds. You should choose a card with the lowest possible costs.

A few cryptocurrency debit cards provide benefits such as crypto cashback. These advantages can greatly boost your earning capacity, so simply look for credit cards that offer lavish cashback. 

The best crypto debit is the one that allows you to earn crypto rewards and cashback rewards at a lower cost.

There are multiple crypto debit cards available on the market, so it can be hard to decide which one is right for you. Let's have a look at our top picks below for the best crypto debit cards.

As one of the most popular debit cards on this list, Crypto.com VISA offers many benefits. A Crypto.com card supports a wide variety of cryptocurrencies. The card can also be loaded with fiat. It accepts 20 fiat currencies. That is why it adds to our best crypto debit card list.

The Crypto.com card's rewards system is its biggest perk. Free options don't offer as much cash back or product rebates. The Crypto.com debit card has multiple tiers so that you can choose the best one for you. Higher-tier debit card offer airport lounge access. However, for the best rewards, stake Crypto.com's CRO token.

You'll earn interest on your deposited cryptocurrencies, and get access to a suite of exclusive benefits and perks. So whether you're looking to use your cryptocurrencies for everyday spending or special occasions, the Crypto.com Visa Card is the ideal way to do it.

Coinbase Card is one of the most well-know crypto debit cards available and a new way to spend your crypto funds. It is a Visa debit card that can be used in any country within the European Economic Area (EEA). Allows you to spend your Bitcoin, Ethereum, Litecoin, and other cryptocurrencies anywhere Visa is accepted.

It's easy to use and it's a great way to get the most out of your coins. You can just use your bitcoins to pay for anything. There are no monthly fees, it allows you to spend your digital currency like regular cash. 

You can use the card for online shopping, pay your bills, or withdraw cash from an ATM. Many cards also offer rewards and perks, such as cash back, discounts.

The Wirex Visa Card allows users to operate both fiat and crypto accounts, as well as exchange crypto to fiat with no intermediaries. Users can earn cashback rewards when they spend or buy anything with the card.

Users can make payments using the Wirex platform's Wirex App and payment card, which accept both digital and traditional currencies. With Wirex, you can get the best of both worlds - the convenience of a Visa card and the security of a cryptocurrency wallet.

You can save up to 3% on overseas transactions by converting crypto to local currency immediately at merchant stores and ATMs.

Binance launched the card in 2020, which has already cemented its place in the cryptocurrency market. Because this is a Visa credit card, it can be used by over 60 merchants in over 200 countries worldwide.

The Binance Visa Debit Card is an innovative way to spend cryptocurrency. The card is linked to your Binance account and allows you to convert your cryptocurrency into fiat currency instantly.

It is valid for online purchases, in-store purchases, and ATM withdrawals. The Binance Debit Card is in beta and will be available to all users shortly.

Crypto debit card are a prominent way to access your money without having to carry around cash or write checks. Uphold's desktop, and mobile trading platform offers "Anything-to-Anything" trading. 

With Uphold, you can trade assets directly using a bank account, the cryptocurrency network, debit/credit card, and 0% trading commissions. You can use it for shopping and withdrawing cash. Plus, there are no fees for using your card – just pay as you go. 

To get started, order your Uphold Debit Card online or through the mobile app. Then, activate your card and start using it right away. It's that easy! That is why we add it to the list of best crypto debit cards.

The BitPay Card is an excellent entry point into the crypto debit card lifestyle. Although this card lacks a reward system, it excels in most other aspects of these crypto cards.

When you make a transaction, the BitPay Debit Card connects to your BitPay non-custodial wallet or Coinbase to transfer funds. It supports Bitcoin, Ethereum, Dogecoin, and ten other crypto assets, making it a versatile option for spending your cryptocurrency at your own pace.

The BitPay Card is accepted in stores, online, and at millions of ATMs worldwide—anywhere Mastercard is accepted. You can also use the BitPay app to add funds, freeze your card, track transactions, and manage other digital wallet.

Crypto debit cards operate in a variety of ways and depending on the type of card you require. One of these top 6 choices we picked for the best crypto debit cards may be suitable for you. However, with hundreds of brands offering crypto debit cards, it's critical that you do your homework, including understanding the regulations of each platform.

So, if you want to earn crypto rewards on every transaction, we suggest Crypto.com, which offers up to an 8% cashback reward on payments. You can also try Coinbase, which presents 4%, but there are application and maintenance fees. 

Apply for an account today, or learn more about other crypto debit cards. If you're searching for a crypto credit card and aren't sure which one to get, check out our post on the best crypto credit cards. The link is given below.

Read more:  6 Best crypto credit cards 2022